Module 2C: Why you don’t need 1 million retirement fund

This video reinforces the fact that it’s not how much you have, but it’s more of how you reinvest your funds post retirement. You don’t even need RM 1 million after understanding the concept of Real Return Rate. Sounds too good to be true? It is. Watch the video below.

Continue Reading →

Module 2A: The Retirement Timeline

Quoting a scenario from Yap Ming Hui’s book – Set Yourself Free, we want to understand why even putting RM 3 million now in Fixed Deposit for 30 years will not achieve your life goal of  leaving a desired lump sum for your children. Also, we will draw out the Retirement Timeline for better understanding.…

Continue Reading →