Learn this before Applying for MM2H

1) What MM2H related issues you may face and why?

2) What are the possible solutions and its benefits you?

3) How can you implement these solutions?


For the Mass Affluent

Stretching the Value of your Retirement Nest Egg

Every dollar counts, so you really have consider if there is a better way to manage your retirement fund in your home country before making the big decision to migrate to Malaysia via MM2H.

Because you want to be 100% sure your money can last significantly longer than retiring in your home country, otherwise it is not worth the trouble.

I want to bridge that gap for you by giving you a true account of Malaysia's socioeconomic factors which affects your retirement nest egg, where no MM2H agents will tell you about.

Don't be blindsided by the perceived 'lower cost of living' in Malaysia which you hope will stretch your retirement funds; get a 2nd opinion from an native Malaysian independent financial adviser.

Don't take my word for it, read true stories from a retired American who lived in Malaysia for 6 years under MM2H, only to return home after that (read: iFoundMalaysia.com)

For the High Net Worth

Protect & Preserve your Transferred Assets

You want peace of mind should you decide to stay long term in Malaysia under MM2H program. That could mean getting independent advice (or second opinion) on your tax matters wherever applicable, or on the legal aspects of writing a will/private trusts to protect your Malaysian assets.

Or, it could be as straightforward as sourcing for the best coverage and most cost efficient medical insurance once you arrive in Malaysia (buying a medical insurance is compulsory requirement for MM2H participants).

Or even things like investment opportunities in Malaysia

An independent financial adviser licensed by the Securities Commission of Malaysia can help you with that.  A Certified Financial Planner (CFP) who is credible and qualified with track record of high client satisfaction.

An adviser who has nothing to sell you but only charges you a reasonably time-based fee (only a fraction of MM2H agent fee) for the advice rendered.

An independent adviser who represents you and your best interest because he is not compensated by any commissioned product sale. And he also acts as your filter when it comes to sales pitches from tied financial agents and investment scams.

Who is CF Lieu, the founder of this website?

CF Lieu is an independent financial adviser (IFA) with CFP qualification and licensed by the Securities Commission of Malaysia to conduct regulated financial planning activities and charge a professional fee for it.

Click Here to access a Public Register of License Holders, then search under Representatives - "Lieu Ching Foo"

CF Lieu is also listed under Featured CFP Professionals in his professional association website - FPAM (Financial Planning Association of Malaysia). Only advisers with the highest calibre and credibility are displayed under this list.

On top of that, CF Lieu founded one of the top personal finance knowledge website in Malaysia - http://HowToFinanceMoney.com

Alternatively, you can connect with him via his LinkedIn profile HERE

Solution for Mass Affluent

RetireMethod Scenario Modelling © DIY Tool

  • Get Second Opinion on how to better manage retirement nest egg
  • Build Confidence by varying the inputs and see how it affects overall roadmap
  • Revise your Assumptions and Reconstruct your Retirement Roadmap on the fly
  • Resolve the Inevitable Changes that occur over time by adjusting your plan
  • Know with High Certainty the Cause & Effect of every financial decision you make
That's me. I Want to Start my Lessons for Free Now

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Benefits to you

John Lim Kean Seng (58)

RetireMethod gave me the reassurance that what I have done and am doing so far is on track; and as lifetime member, I can come back to the program 1,5 or 10 years down the road to check if I am still on track.

Also, the delivery method of the program is more effective than if I were to engage you for say, 5 days – where I could not engage the content creator again after 5 days or ask questions or even feeling pressured to absorb everything within a limited duration

John Lim Kean Seng (58), On permanent sabbatical aka Retired, Ex Banker & Banking Software Consultant

Solution for High Net Worth Family or Individual

HNM Individual Looking to Apply for MM2H?

Here is what we offer:

All of the above  solutions for Mass Affluent, plus a total of 6 hours 1-1 online consultation session covering all/any of the MM2H related aspects below (does not include implementation):

  • Tax Planning in Malaysia
  • Assets Protection and Preservation in Malaysia
  • Investment Advisory in Malaysia


What We Do For Our Clients

Due to advancements in technology, I've worked with clients all over the world who are seeking for pre-advisory relating to the financial aspects of MM2H before/after making the move. We have a wonderful web-based virtual meeting program that allows me to work with clients in a very personal manner despite being hundreds or even thousands of miles apart.

If you’ve never thought about working with an adviser virtually, I think you’d be pleasantly surprised at how easy, efficient, and enjoyable it can be. If you live near Penang, Malaysia which, by the way, ranks #2 in The 10 Best Places in the World to Retire by Conde Nast Traveler, I'll be more than happy to meet you in person.

Choong Yong Khean (56)

RetireMethod was helpful in the sense that it validates my own calculations. It is good to know that I now have a second opinion that confirms my own calculations. I am now more confident that my money will last if I manage it according to plan. I also know now how to adjust to external conditions beyond my control.  It also helps to know additional information on how to react in case of a bad year of investment returns, how to adjust for inflation as shown in the course.

Choong Yong Khean (56), Retired, Ex Sales Director

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