In life, there is only one thing we can predict with certainty – is that things rarely happened as planned.
And they said – life is what happens when we are busy making plans!
Because things which occur beyond our expectation may cause financial mishaps; therefore the more prepared we are, financially, to face these adversities, the more secure we are,
This is more important in retirement when income generating ability is lower for most.
The fact is, even normally optimistic things like longevity can be the risk which threatens retirement financial security.
Or even natural disasters like flood or typhoon.
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